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Last Updated: September 13, 2016

# Cash Queens

## Introduction

Cash Queens is a side bet available in the Side Bet Blackjack game by Pala Interactive, a provider of software to Internet casinos. It is a side bet that wins if the player's initial two cards total 20 points. Pays range from 2 to 500, according to the specific type of 20 and the dealer hand. It would be easy to compare it to Lucky Ladies.

## Rules

Following are the rules for Cash Queens.

1. If the player's initial two cards are both queens and the dealer has a blackjack, then the Cash Queens bet shall pay 500 to 1.
2. If the player's initial two cards are both queens and the dealer does not have a blackjack, then the Cash Queens bet shall pay 50 to 1.
3. If the player's initial two cards are a ranked 20 (10-10, J-J, or K-K), then the Cash Queens bet shall pay 10 to 1.
4. If the player's initial two cards are a suited 20 (including a soft 20), then the Cash Queens bet shall pay 10 to 1.
5. If the player's initial two cards form 20 points any other way (including a soft 20), then the Cash Queens bet shall pay 2 to 1.

## Analysis

The following table shows my analysis of the Cash Queens bet, assuming eight decks of cards. The lower right cell shows a house edge of 8.40%.

### Cash Queens — Eight Decks

Event Pays Combinations Probability Return
Pair of queens with dealer BJ 500 1,999,872 0.000271 0.135500
Pair of queens 50 40,403,664 0.005475 0.273753
Ranked 20 10 127,210,608 0.017238 0.172382
Suited 20 5 153,199,872 0.020760 0.103800
20 2 459,599,616 0.062280 0.124560
Loser -1 6,597,169,488 0.893976 -0.893976
Total 7,379,583,120 1.000000 -0.083981

The next pay table shows the house edge only for various numbers of decks.

### House Edge Table

Decks House Edge
1 21.01%
2 13.76%
4 10.18%
5 9.46%
6 8.99%
8 8.40%

Written by: Michael Shackleford

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